(photo taken with pinhole camera)
When I called my insurance company, the lady on the line made me doubt whether even this was correct. She told me that according to Dutch law cyclists and pedestrians are protected “traffic participants” and that in case of a collision with a car they are not be liable for the damage. She advised me to recover my damage from (the insurance company of) the chauffeur and it was even not yet sure whether my insurance company needed to pay the damage of the car. The reason is that in a collision between a car and a pedestrian or cyclist the chances to get damage are very unequal. But if this is so, it might imply that my person and my brain interpreter and/or my zombie are responsible for the accident but nor for the damage of the accident.